Reliable, Lower Risk Incoming Investing with My Retirement Account

“The stock market is a device to transfer money from the ‘impatient’ to the ‘patient‘.” Warren Buffett, Chairman, Berkshire Hathaway

It has taken me close to 20 years to really understand what Warren Buffet really meant in this famous quote. As an investor, you’re the target of a lot of people who want to sell you advice, get you to invest, or generally find ways to get you to part with your money.

Early on, Warren’s advice seemed like just more platitudes among the bombardment of information and advice that was coming my way once the investment community figured out I was trying to learn how to invest.

Now 20 plus years into it, along with a lot of mistakes, I have finally figured out just how meaningful that once sentence truly is.

I’ve made a ton of mistakes and stupid choices along the way. Another platitude is that all the losses you have are the cost of the education it takes to make money in the stock market. I guess that’s one way to make the mistake feel like they are worth something.

Many stock market gurus tell you that you need to keep a journal of all of your trades, thoughts and feelings along the way. That is probably a good idea, but I could never fully commit to it and honestly it felt like a lot of work.

So, instead I have decided to start this blog as a way to remember all of the things I’ve learned along the way. And who knows, if someone can learn from these ideas without the “tuition” that I paid, then I’m all for it.

John T. Evans Dec.31, 2025